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Financial Statement Analysis for Credit Decisions

本课程是 Credit Analysis and Risk Modeling 专项课程的一部分

位教师：EDUCBA

包含在中

了解更多

3个模块

深入了解一个主题并学习基础知识。

7 小时完成

灵活的计划

自行安排学习进度

3个模块

深入了解一个主题并学习基础知识。

7 小时完成

灵活的计划

自行安排学习进度

您将学到什么

Analyze financial statements to assess corporate creditworthiness.
Evaluate business risk, management quality, and competitive position.
Apply ratio analysis and cash flow metrics for lending decisions.

您将获得的技能

要了解的详细信息

可分享的证书

添加到您的领英档案

了解顶级公司的员工如何掌握热门技能

了解关于 Coursera for Business 的更多信息

Petrobras, TATA, Danone, Capgemini, P&G 和 L'Oreal 的徽标

积累特定领域的专业知识

本课程是 Credit Analysis and Risk Modeling 专项课程专项课程的一部分

在注册此课程时，您还会同时注册此专项课程。

向行业专家学习新概念
获得对主题或工具的基础理解
通过实践项目培养工作相关技能
获得可共享的职业证书

该课程共有3个模块

Learn how banks and financial analysts evaluate the creditworthiness of companies using financial data and business insights. Build practical skills to assess risk, interpret financial statements, and support lending decisions.

This course provides a structured introduction to corporate credit analysis. You will learn how credit rating agencies evaluate companies, understand the importance of promoters and management quality, and analyze business strength and competitive positioning. You will develop strong financial analysis skills by examining profit and loss statements, balance sheets, and cash flow data. The course also covers key working capital components such as receivables and trade creditors, helping you assess liquidity and operational efficiency. Through practical examples, you will learn how to interpret financial ratios, evaluate profitability and coverage metrics, and analyze liability structures to determine a company’s ability to meet its financial obligations. By the end of the course, you will be able to confidently assess corporate creditworthiness and apply structured analysis techniques in banking, credit rating, and investment decision-making.

单元详情

This module introduces the fundamental concepts of credit rating and explains how rating agencies evaluate the creditworthiness of companies and financial instruments. Learners explore the role of major credit rating agencies, the influence of promoters on corporate credibility, and the importance of rating monitoring and rating watch in maintaining up-to-date credit assessments.

涵盖的内容

5个视频3个作业

This module focuses on assessing the qualitative and operational aspects that influence a company’s credit profile. Learners examine management quality, competitive positioning, and financial statement interpretation, along with key working capital components such as receivables and trade creditors that affect operational efficiency and liquidity.

涵盖的内容

6个视频4个作业

This module explores the financial metrics used by credit analysts to evaluate a company’s repayment capacity. Learners examine cash flow analysis, financial ratios, profitability indicators, and liability structures to understand how financial data supports comprehensive credit risk evaluation.