Unexpected events can derail even the best financial plans. This course equips you with the knowledge and tools to protect income, assets, and family security through effective insurance strategies. Whether you’re a financial professional or planning for your household, you’ll gain practical insights into health, life, disability, and long-term care coverage—and learn how to integrate them into a comprehensive risk management plan.
Through real-world case studies, interactive tools, and expert interviews, you’ll explore advanced concepts and policy features that impact financial resilience. Designed for a broad audience—including aspiring and current insurance and financial planning professionals—this course empowers you to make informed decisions and better serve clients or your own household.
This course is part of the College of ACES suite of online programs. To learn more about online programs from the College of ACES and explore ways to apply your Coursera work toward a degree program at the University of Illinois, visit ACES Online @aces.illinois.edu/online.
In the course orientation, you will get to know the course, your classmates, and our learning environment, and gain the technical skills needed. Then, we will start exploring the foundations of health insurance. We will learn what health insurance is, why it matters, and how different plans—like HMOs and PPOs—work. We’ll also dive into key provisions of the Affordable Care Act and advanced concepts that shape coverage today. By the end of this module, you’ll understand the types and purpose of health insurance and be able to analyze major policy features.
涵盖的内容
19个视频4篇阅读材料2个作业1个讨论话题
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19个视频•总计67分钟
Course Introduction•2分钟
Meet Your Instructor | Craig Lemoine•4分钟
Meet Your Instructor | Tapiwa Sigauke•1分钟
Module 1 Overview•1分钟
Understanding Types of Health Insurance•6分钟
Health Maintenance Organizations (HMOs)•4分钟
Preferred Provider Organizations (PPOs)•4分钟
Advanced Health Insurance Concepts•7分钟
Patient Protection and Affordable Care Act: Key Provisions•5分钟
Benefit Carve-Outs Explained•3分钟
Dental Insurance Overview•2分钟
COBRA Coverage Essentials•6分钟
Health Savings Accounts (HSAs)•3分钟
Understanding Medicare•10分钟
Medicare Supplement Insurance•4分钟
Federal Income Tax Treatment•3分钟
Olivia and Rachel: An Introduction •1分钟
Meet Rachel & Olivia•1分钟
Olivia and Rachel: Health Insurance Perspectives•1分钟
4篇阅读材料•总计40分钟
Syllabus•10分钟
Updating Your Profile•10分钟
Olivia and Rachel: Learner's Guide•10分钟
Explore More – Health, Disability, and Life Insurance•10分钟
2个作业•总计40分钟
Orientation Quiz•30分钟
Module 1 | Knowledge Check•10分钟
1个讨论话题•总计10分钟
Getting to Know Your Classmates•10分钟
Module 2 | Planning for the Unexpected
第 2 单元•小时 后完成
单元详情
In this module, we will examine how disability and long-term care insurance protect income and assets when life takes an unexpected turn. We’ll start with the basics, explore advanced concepts, and analyze a real-world case study to see how coverage decisions impact financial security. You’ll also hear from experts who share practical insights on planning for the unexpected. By the end of this module, you’ll be able to explain the fundamentals of disability and long-term care insurance and evaluate advanced coverage options.
涵盖的内容
8个视频2篇阅读材料
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8个视频•总计43分钟
Module 2 Overview•1分钟
Disability Insurance Fundamentals•7分钟
Long-Term Care Insurance Basics•7分钟
Understanding Medicaid•4分钟
Advanced Long-Term Care Concepts•3分钟
Planning for the Unexpected: Long-Term Care Insurance Basics & Timing•9分钟
Long Term Care: Considerations for Care Communities•11分钟
Olivia and Rachel: Disability Insurance Pespectives•2分钟
2篇阅读材料•总计20分钟
Olivia and Rachel Disability Learner's Guide•10分钟
Explore More – Disability and Long-Term Care Insurance
•10分钟
Module 3 | Life Insurance Essentials – What You Need to Know
第 3 单元•小时 后完成
单元详情
In this module, we will focus on life insurance as a cornerstone of financial planning. We’ll learn why life insurance matters, compare different policy types, and calculate how much coverage you need. You’ll use interactive tools and hear from industry experts to connect theory to practice. By the end of this module, you’ll understand the purpose of life insurance, differentiate between policy types, and estimate your own coverage needs.
涵盖的内容
10个视频4篇阅读材料1个作业1个插件
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10个视频•总计57分钟
Module 3 Overview•2分钟
Types of Life Insurance Explained•9分钟
The Need for Life Insurance•6分钟
Calculating Your Life Insurance Needs•5分钟
Participating Life Insurance Policies and Dividend Options•2分钟
Common Insurance Termination Options•5分钟
Life Insurance Essentials: What You Need to Know•5分钟
Industry Perspectives on Life Insurance•10分钟
Providing Peace of Mind•5分钟
The Importance of Company Values•6分钟
4篇阅读材料•总计23分钟
Life Happens | Interactive Exercise •1分钟
Calculate | How Much Life Insurance Do You Need? •10分钟
Reflect | How Much Life Insurance Do You Need?•2分钟
Explore More – Life Insurance Essentials•10分钟
1个作业•总计10分钟
Module 3 | Knowledge Check•10分钟
1个插件•总计15分钟
Explore | Real Stories•15分钟
Module 4 | Bringing It All Together: Integrating Risk Management Strategies & Conclusion
第 4 单元•小时 后完成
单元详情
In this final module, we will bring everything together. We’ll integrate health, life, disability, and long-term care insurance into a comprehensive risk management strategy. You’ll review policy features, explore real-world scenarios, and apply concepts to financial planning decisions. After this module, you’ll be ready to complete the final assessment and earn your Coursera certificate!
涵盖的内容
15个视频4篇阅读材料2个作业
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15个视频•总计64分钟
Module 4 Overview•2分钟
The Mechanics of Life Insurance: An Introduction•1分钟
The Three Components of a Term Life Insurance Premium•6分钟
Universal Life Insurance and Policy Cash Values•5分钟
Life Insurance Cash Values•5分钟
The Driver of Permanent Life Insurance•5分钟
Cash Value Growth•6分钟
Guarantees of Whole Life Insurance•5分钟
Minute with Craig: Do I Need Life Insurance?•4分钟
Minute with Craig: Term or Perm, the Great Debate•4分钟
Minute with Craig: Agents, Commissions, and Premiums•4分钟
Rachel & Olivia: Holistic Risk Management•3分钟
Advanced Life & Disability Insurance Strategies•8分钟
Integrating Risk Management: Careers and Professional Insights•5分钟
Course Summary•1分钟
4篇阅读材料•总计40分钟
Olivia and Rachel Life Learner's Guide•10分钟
Explore More – Integrating Risk Management Strategies•10分钟
The University of Illinois at Urbana-Champaign is a world leader in research, teaching and public engagement, distinguished by the breadth of its programs, broad academic excellence, and internationally renowned faculty and alumni. Illinois serves the world by creating knowledge, preparing students for lives of impact, and finding solutions to critical societal needs.
Can this Coursera course count toward a certificate or degree?
Yes! Although completion of the Coursera course alone is not credit-bearing, it is a required component of a graduate-level Canvas course that can be “stacked” toward advanced credentials such as an academic (transcriptable) graduate certificate or a degree. If you decide to pursue further education, the credits you earn from this course can be applied toward a formal academic program, provided that you meet all the requirements of admission to the certificate or degree.
When will I have access to the lectures and assignments?
To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
What will I get if I subscribe to this Specialization?
When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
Is financial aid available?
Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.